Insurance and renovating - what’s the deal?

When embarking on a renovation project, one crucial aspect often overlooked is the importance of checking trades insurance. Whether you’re updating your kitchen or building an extension, ensuring that your contractors are properly insured can save you from future headaches and expenses.

Construction can be unpredictable; accidents happen and mistakes are made. This is why trades insurance is your safety net. It protects you as a homeowner and mitigates risks associated with property damage or injuries that may occur on-site.

Imagine a scenario where a worker accidentally damages part of your property. Without proper insurance, you’d be left to foot the bill and handle the aftermath yourself. Ensuring your trades are covered not only provides peace of mind but also establishes accountability.

Moreover, employing insured contractors signifies professionalism and credibility. It sets a standard for the quality of work and reassures you that they’ve taken the necessary steps to protect themselves and their clients.

Before starting your project, always request proof of insurance from your contractors. Verify the details and understand what coverage they hold. By doing this you position yourself as a proactive homeowner who values safety and security.

When using a project manager to look after your renovation, they have the responsibility to check all of their contractors' insurance and ensure that they are updated so that there is never an instance when someone working on the job doesn’t have the correct insurance. At Refresh Renovations, we hold Contract Works insurance to cover unfortunate accidents, along with Public Liability and Professional Indemnity. We take each job seriously and are happy to provide our insurance statement.

Embrace due diligence and ensure your renovation journey is as smooth and worry-free as possible! 

Refresh Renovations
The Crate, 28 Constellation Drive, Mairangi Bay
022 682 1237
sarah.lowe@refresh.co.nz
refresh.co.nz
FB: Jeremy and Sarah at Refresh
Insta: jeremyandsarah.refresh